When it comes to payday loans, you need to know that there are two types of lenders who have these offers ready for you on a regular basis: regular lenders and direct payday lenders. The first category refers to financial institutions who use intermediaries (which are, basically, other financial institutions) to communicate with their customers. The second one entails business companies that present their offers directly to their clients. 

http://www.unitedfinances.com/direct-payday-lenders/